The graph featured shows the long term investment performance of equity funds, bonds (government 10 year fix term yields) and cash, since 1980 until 2022 although other financial instruments are available for example property, the long term returns on investing into the markets is undeniable.
The clue however is in the title, long term, as the graph demonstrated shocks to the financial system can have impactful negative influences on equity investments and those in it for a quick win are often disappointed.
Riverfall Financial was created to be a new generation financial planning firm. Now more than ever this means putting your life, not just your money, at the heart of your financial journey. Using our financial planning expertise we’ll help you make the most of your money, and give you clarity and certainty about your financial future.
Your Personal Financial Plan
Are you using your money to make the most of your life? Financial planning can seem complex. Everybody has a different view on what their perfect financial future looks like.
A personal financial plan gives you peace of mind, enabling you to manage risks and life opportunities. You can use it to increase your wealth, security, and plan for your legacy. You can also use it as a ‘health check’ to help you stay on track to achieve your goals.
Personal financial planning starts with you. Working closely with our expert team, you will gain clarity and certainty to help you live the life you want. We’ll ask you to paint your ‘here and now’ picture to help us create a financial plan, which also acts as your safety net. Our aim is to make a difference to your life, so you can work towards and achieve your goals. Once we understand your aspirations, we’ll advise you on suitable ways to be as tax efficient as possible.